Randy, I'm not sure about this one. I think it mightnot be M. opercularis, but the very similar Black-waved Flannel Moth - Lagoa (Megalopyge) crispata. See http://www.bugguide.net/node/view/3321
Southern Flannel Moth - Megalopyge opercularis, is very similar, but has straight fine white lines over dark areas, not wavy lines. See: http://www.bugguide.net/node/view/4476 Ironically, it was your photo that set me looking for the Southern Flannel Moth--I had see the Black-waved Flannel before. Moths can be difficult.
Southern Flannel Moth - Megalopyge opercularis, is very similar, but has straight fine white lines over dark areas, not wavy lines. See:
http://www.bugguide.net/node/view/4476
Ironically, it was your photo that set me looking for the Southern Flannel Moth--I had see the Black-waved Flannel before. Moths can be difficult.
This is a Southern Flannel moth, Megalopyge opercularis.
Family Megalopygidae.
Eduardo
Best regards,
Eduardo